For most of us, we were taught that making money meant working a job, earning an hourly rate, and relying on a monthly income. That was the “safe” and “secure” way to live.
But let’s be honest - jobs aren’t what they used to be.
Companies downsize overnight.
Cost of living keeps rising while wages stay the same.
The old promise of “work hard, and you’ll be taken care of” doesn’t apply anymore.
And yet, so many people don’t realise they already have the power to create their own income.
You have skills, knowledge, and passions - from past jobs, hobbies, or life experiences - that could be generating money for you right now. Whether it’s offering an online service or selling digital products, there’s more opportunity than ever to build something for yourself.
How do I know?
Because I did it.
18 months ago, I started my online service-based business from scratch.
Since then, I’ve generated over £100,000 from it.
Now, I’m scaling even further with digital products - so I can earn more without trading more time for money.
If you’ve ever thought:
“I’d love to work for myself, but I don’t have any skills I can sell.”
“I don’t have the time to start something new.”
“I wouldn’t even know where to start.”
Then keep reading - because you do have valuable skills, and I’ll show you how to turn them into an online income stream.
If you’re looking for the fastest way to make money online, offering a service is your best bet.
What is an online service?
An online service is something you offer to clients or businesses that solves a problem for them.
It could be:
Freelancing - Writing, social media management, admin support, graphic design
Coaching & Consulting - Business coaching, fitness coaching, career consulting
Tech Services - Website setup, funnel building, automation, bookkeeping
Benefits of Online Services:
Instant Income - You can start today and get paid as soon as you book your first client.
Replaces Your Job Faster - If you want to leave your 9-5, services are a quicker way to replace your income.
Flexible - Work from anywhere, set your own schedule, and choose your clients.
Real Talk: If you need money NOW, starting with an online service is the best way to build cash flow- then you can transition into digital products to scale later.
Once you have an online service running (or even if you’re just starting out), the next step is to create digital products - so you can earn money without being tied to client work.
What is a digital product?
A digital product is something you create once and sell over and over again. No shipping, no stock - just pure profit.
Some examples:
E-books & Workbooks - Step-by-step guides, industry knowledge, templates
Online Courses - Teaching a specific skill or process
Digital Templates - Canva templates, Notion planners, business resources
Spreadsheets & Trackers - Budgeting tools, habit trackers, business planners
Benefits of Digital Products:
Make Money While You Sleep - Once it’s set up, sales can come in 24/7.
Scalable - Whether you sell 10 or 1,000, your effort stays the same.
Less Time-Intensive - No 1:1 client work - just a product people can buy instantly.
Real Talk: Digital products don’t always bring instant sales - especially if you’re starting from zero audience. But if you stay consistent, they can grow into a scalable, passive income stream.
The best part? You already have what you need to start.
Here’s how:
Identify What You’re Good At
Ask yourself:
What skills have I used in past jobs?
What do people always ask me for help with?
What am I naturally good at or passionate about?
Example: If you’ve always been the go-to person for organising projects at work, you could offer project management services or create a planner template for business owners.
Choose a Service or Digital Product to Offer
Decide whether you want to start with:
An online service (for faster income)
A digital product (for scalable income)
Both (best of both worlds!)
Example: I started with tech services (helping business owners set up online systems), then added digital products to help even more people without 1:1 work.
Set Up the Right Systems
One mistake many beginners make? They overcomplicate everything.
You don’t need a website to start.
You don’t need a fancy brand or logo.
You just need a simple way for people to pay you & get what they bought.
That’s why I use FEA Create.
It’s an all-in-one platform that lets you:
Sell services & digital products in one place
Set up payment processing (Stripe & PayPal)
Automate product delivery & client onboarding
Build funnels & email sequences to grow your business
No need to piece together multiple tools - FEA Create handles it all.
Want to see how it works? Try FEA Create here!
If you’ve ever felt stuck in a job or like you don’t have any valuable skills, I want you to hear this:
You already have knowledge and experience that people will pay for.
You don’t have to be an expert - you just need to be a step ahead of someone else.
You can start today.
Whether you start an online service, create a digital product, or both, you have the ability to create your own income & financial security on your terms.
What’s stopping you?
If you’re ready to take your first step, grab my free guide: ‘Your First £1K in Digital Product Sales’ and start building your online income today!
Disclaimer:
This post contains affiliate links, which means I may earn a commission if you sign up through my link—at no extra cost to you. I only recommend platforms I personally use and love!
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